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ScamZero

The Scam Safety Hub for Credit Union Members

Give your members a place to check anything for scams, stay ahead of new ones, and get urgent help before they lose money. Launch it in seconds; no setup required.

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‹ Chase Bank 2:34 PM
Chase: Did you attempt a Zelle transfer of $847.00? Reply YES or NO. If not, call 1-888-555-0147
Bank Fraud Alert SMS
● ● ●
microsoft-alert.com
⚠️
VIRUS DETECTED!
Your PC is infected!
Call: 1-888-555-0123
Tech Support Scam Popup
Romance Scam Dating App
Internal Revenue Service
0:47
▶
"You owe $4,827 in back taxes. A warrant will be issued unless you call immediately."
IRS Impersonation Voicemail
‹ USPS 11:22 AM
USPS: Your package could not be delivered. Update info at: usps-redelivery.com
Package Delivery SMS
Fake Invoice Email
‹ Unknown 9:47 AM
Hi Grandma, it's me
I need $2,500 for bail
Don't tell Mom, send CashApp
Grandparent Scam SMS
Social Security Admin
0:52
▶
"Your Social Security number has been suspended due to suspicious activity. Press 1 now."
SSA Impersonation Voicemail
‹ E-ZPass 4:15 PM
EZPass: Unpaid toll $6.99. Pay now to avoid $50 late fee: ezpass-payment.info
Toll Road Scam SMS
Lottery Scam Email

Scams are getting better every day

Losses are breaking records every year.

0%
Year-over-year increase in fraud complaints
FBI IC3 Report
0%
Growth in romance/investment fraud deposits
Chainalysis 2025 Report
0X
Job scam losses since 2020
FTC Consumer Sentinel

A safety hub that stops scams today

White-labeled to your organization, powered by ScamZero.

ScamZero credit union portal interface
Try the Credit Union Demo

Early warnings that prevent them tomorrow

Don't wait until someone loses money. We track the new threats and give you the exact words you need to warn your community instantly.

We watch for the scams hitting people right now—like that specific text message everyone is getting or the latest AI voice trick.

Each alert appears on your portal so people can learn about the threat directly—no signup required.

We also provide email templates and social media posts so you can warn your community proactively. You choose which threats to share where.

December 15, 2025

AI-Powered Holiday Scams Surge

What's Happening

How the Scam Works

Warning Signs

How to Protect Yourself

Scam Recovery Helper

I'm sorry to hear that you might have been the victim of a scam. Could you please describe what happened?

I sent $500 via Zelle to someone selling concert tickets. They stopped responding.

Thanks for sharing that.

Did you send the $500 to a personal email or phone number through Zelle, or was it through a business or official account?

I sent it to someone's phone number.

And help when the worst happens

When a community member gets scammed, they panic. Instead of tying up your support lines or dispatchers for 45 minutes, our automated assistant guides them immediately.

Victims get instant answers on exactly what to do next—even at 2 AM when your office is closed.

We generate a personalized checklist based on the specific scam (e.g., "Freeze Credit," "Call Bank," "File IC3").

We handle the emotional "hand-holding" phase so your staff can focus on processing the actual fraud case.

Powered by the ScamZero Intelligence Engine

We combine technical checks with behavioral analysis to help people spot the trickiest scams.

‹ Chase Bank 2:34 PM
Chase: Did you attempt a Zelle transfer of $847.00? Reply YES or NO. If not, call 1-888-555-0147
Bank Fraud Alert SMS

Technical

Not from Chase's SMS gateway
Fake callback number
No account linking

Behavioral

Creates panic about money
Urgency to call immediately
Authority impersonation
✓ Bank Impersonation Scam Detected
● ● ●
microsoft-alert.com
⚠️
VIRUS DETECTED!
Your PC is infected!
Call: 1-888-555-0123
Tech Support Scam Browser Popup

Technical

Pop-up from ad network
No actual system scan
Non-Microsoft domain

Behavioral

Fear induction (virus)
Fake authority
Urgency prevents thinking
✓ Tech Support Scam Detected
Romance Scam Dating App

Technical

Account 3 days old
IP: Foreign country
Stock photo profile

Behavioral

Love bombing pattern
Financial grooming
Urgency + emotion
✓ Romance Scam Pattern Detected
Internal Revenue Service
+1 (202) 555-0147
Incoming Call
✕
✓
IRS Impersonation Phone Call

Technical

Caller ID spoofed
VoIP from overseas
Not from IRS systems

Behavioral

Authority impersonation
Threat of arrest
Gift card payment
✓ IRS Impersonation Scam Detected
‹ USPS 10:23 AM
USPS: Package delivery failed. Pay $1.99 redelivery fee: bit.ly/usps-fee
Package Delivery SMS

Technical

Shortened URL hides destination
Not from USPS servers
Domain age: 1 day

Behavioral

Small fee lowers guard
Urgency of missed package
Credential harvesting
✓ Package Delivery Scam Detected
Fake Invoice Email

Technical

Lookalike domain (0 vs o)
SPF authentication failed
Non-Amazon phone #

Behavioral

Fear of unauthorized charge
Urgency to call
Brand impersonation
✓ Fake Invoice Scam Detected
Unknown Number
+1 (555) 867-5309
"Grandma? It's me... I'm in jail and need bail money. Please don't tell mom and dad."
Grandparent Scam Phone Call

Technical

Voice cloning detected
Number not in contacts
VoIP call origin

Behavioral

Emotional manipulation
Secrecy demands
Urgency + crisis
✓ Grandparent Scam Detected
Social Security Admin
+1 (800) 772-1213
"Your SSN has been suspended due to suspicious activity..."
SSA Impersonation Robocall

Technical

Caller ID spoofed
Robocall pattern
Overseas call center

Behavioral

SSN can't be "suspended"
Fear of legal action
Demands payment now
✓ SSA Impersonation Scam Detected
‹ E-ZPass 3:45 PM
E-ZPass: Unpaid toll of $6.99. Pay within 24hrs to avoid $50 late fee: ezpass-pay.info
Toll Road Scam SMS

Technical

Fake domain (.info)
Not from E-ZPass
Phishing URL detected

Behavioral

Small fee + big penalty
24hr deadline pressure
Triggers quick action
✓ Toll Road Scam Detected
Lottery Scam Email

Technical

Bulk email pattern
Sender address spoofed
Foreign payment request

Behavioral

Unsolicited prize
Fee before reward
Secrecy demands
✓ Lottery Scam Detected
Crypto Investment Social Media

Technical

Unregistered securities
Fake testimonials
Untraceable wallet

Behavioral

"Guaranteed" returns
Artificial scarcity
FOMO manipulation
✓ Investment Fraud Detected
Job Scam Email

Technical

Lookalike domain
Domain age: 1 week
No company records

Behavioral

Too good to be true
Advance fee request
Vague job details
✓ Employment Scam Detected
Phishing Email

Technical

Lookalike domain (1 vs l)
SPF failed
URL in phishing DB

Behavioral

Account fear
Urgency ("Action Required")
Brand impersonation
✓ Phishing Attempt Detected
● ● ●
parking-meter-pay.xyz
📱
Pay Parking: $4.50
Enter card details below
QR Code Scam Fake QR

Technical

QR leads to fake site
Domain: .xyz suspicious
No SSL certificate

Behavioral

Convenient payment
Low amount = low guard
Credential harvesting
✓ QR Code Scam Detected
Refund Scam Email

Technical

Lookalike domain
Not from Netflix
Phishing URL

Behavioral

Free money bait
Creates trust (refund)
Credential harvesting
✓ Refund Scam Detected

See it in action

Try our live demo - paste any suspicious message and watch the AI analyze it instantly. No signup required.

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Live in minutes

No technical integration. No IT resources. We host it for you or on your subdomain.

1

Choose Your Setup

We can host your safety hub for you, or you add one DNS record to put it on your subdomain.

2

Customize Branding

Upload your logo, set your colors, and add your official contact info for verification.

3

Launch & Engage

We send you a Launch Marketing Kit with press releases, social posts, and email announcements so you get Day 1 adoption.

Who we serve

ScamZero helps organizations that want to protect their communities from fraud.

Law Enforcement

Give residents a place to check suspicious messages before they call 911. Reduce scam report volume by 60%+ while protecting your community proactively.

Law enforcement solutions

Credit Unions & Banks

Give members a branded hub to check scams and verify legitimate contacts. Reduce fraud losses and prevent member churn from scam incidents.

Credit union solutions

See ScamZero in action

15-minute demo. We'll show you the branded hub, the AI checks, and how fast you can go live.

  • See the safety hub with your branding
  • Watch the AI analyze real scam examples
  • Learn how Legitimate Contact Verification works