Admin Login Get Started
ScamZero
For Credit Unions

Protect Members From Scams & Your Bottom Line

ScamZero gives credit unions a complete scam safety program for members — including a branded safety center — with instant scam checks, scam alerts, and 24/7 support.

Start Free Trial Try Live Demo
Financial advisor consulting with member

Nacha's 2026 rules require stronger fraud monitoring and member protection

$0M
Lost to Zelle and P2P payment scams in 2024
FTC Consumer Sentinel
$0B
Annual check fraud losses as schemes evolve
FBI IC3
0%
Of scam losses are authorized push payments
CUNA 2024

A safety hub they'll actually use

White-labeled to your organization, powered by ScamZero.

Horizon Credit Union scam safety portal
Try Live Demo
Try Live Demo

Scam checks that stop scams today

Easy-to-use scam checks. Powered by AI.

Bank Fraud Alert Scams

Fraudsters pretend to be from the member's financial institution, claiming there's suspicious activity or account issues. They create urgency to get login credentials, card numbers, or direct money transfers.

Fake sender detection
Suspicious callback numbers
Pressure & urgency tactics

Zelle "Pay Yourself" Scam

A sophisticated impostor scam. You get a text about fraud, then a call from "your credit union." They tell you to "reverse" the fraud by Zelle-ing money to your own phone number. The money actually goes to the scammer.

Impersonation detection
Self-payment scam patterns
Pressure & urgency tactics

Online Shopping Scams

Fake websites, social media ads, and marketplace sellers offering products at too-good-to-be-true prices. After payment, the product never arrives or is completely different. Also includes fake subscription charges that trick members into calling scam "support" lines.

Fake invoice detection
Suspicious callback numbers
Too-good-to-be-true offers

Crypto Investment Scams

Fake cryptocurrency investment platforms promising guaranteed returns. Victims deposit funds into scammer-controlled wallets and see fake "profits" on dashboards. Withdrawals are impossible. Often combined with romance scams.

Investment pitch patterns
Emotional manipulation
Guaranteed returns red flags

Overpayment & Check Scams

Buyer "accidentally" sends a check for more than the purchase price and asks you to wire back the difference. The original check bounces after you've sent real money. Common on Marketplace, Craigslist, and rental scams.

Overpayment scheme patterns
Wire transfer requests
Marketplace scam tactics

Scam education for your members

Keep members informed about the latest scams with daily breakdowns of emerging threats.

We spot the trends

We track the scams hitting credit union members right now—like payment app scams, romance fraud, and investment schemes.

We add them to your hub

Daily breakdowns of new scams are automatically published to your portal for member access.

We provide shareable content

We also provide email templates and social media posts so you can warn your members proactively. You choose which threats to share where.

Help when members need it most

If a member falls victim, we provide immediate next-step guidance.

24/7 Immediate Guidance

Members receive immediate guidance on what to do next, available 24/7.

Personalized Action Plans

Each checklist is tailored to the specific scam—Zelle fraud, wire transfers, check fraud, etc.

Self-Guided Recovery

Provides complete step-by-step recovery guidance without requiring staff involvement.

Built for privacy

Privacy is at the core of what we do. There are no logins required, submissions are automatically deleted within 12 hours, and assessments expire after 12 hours. See our privacy policy.

Get started in three simple steps

Launch your scam safety program in minutes.

1

Sign Up

Your branded subdomain is ready instantly. Or choose to use your own domain.

2

Personalize

Brand your safety site to your credit union.

3

Protect Your Members

Give your members access to scam checks, recovery help, and scam education.

Simple, transparent pricing

One price based on your member count. All features included. 14-day free trial.

Up to 10,000 members
$2,999/year
10,001 – 25,000 members
$4,999/year
25,001 – 50,000 members
$7,999/year
50,001 – 100,000 members
$14,999/year
100,001+ members
Custom